Find a bunch of extremely talented mostly open source engineers and give them just enough money to compel to hang out with me and create insanely awesome shit. Work on AI basically. Together. Use them to help me solve certain problems. But without directly hiring them, because then this money would too quickly disappear. More something I ideological, but you know I could rent out spaces, get some hookers, make it appealing enough for them to come after work. Or just in their free time. Order pizza, make a great sound system, play some movies, whatever, but create a community. Which I would eventually convert into a company.

>>4245
Buy $10k in series I bonds every year until the interest rates drop below the inflation rates. Otherwise cut your expenses, get blue & white collar skills for free via Pell grants, maybe buy 10k in CDs every year, and work until you have 2 million and you can retire overseas.

Timing is the most important part of investing. FOMO is your enemy. Buy low, sell high. If the price has gone up in the past 3 months, it's no longer low.

If the real estate market tanks, buy a house or motel and a laundromat. Cheap side businesses you can employ retarded relatives in.

>>4246
This is retarded.

i would probably be "stupid" and try to buy a house for like $180k and a $20k car. and keep about $50k+ for repairs/taxes/savings and blow about $20k on furnishings. that way all of my shitty job's income could be saved from rent/car repairs. then i'd try to rent out the extra rooms to people ive known for years and like for like $400/mo if possible.

basically instead of pulling some bullshit crypto-snowball/ramses-nig mutual fund nest egg, i'd want to secure my survival and knock out the largest expense so a normal ass job would feel mad decent. i *might* quit my job and/or try to find something better. i *might* consider putting $100k into a retirement scheme.

work is good for the soul, so do that. "passive income" and "retiring" is the fever dream of boomer book salesmen, and instead you should imagine what you'd work on or what youd try and do if you could afford to switch jobs for free tomorrow, or have more free time to work on things you care about and always wanted to do.

>>4308
work is good for the soul. a job, especially a corporate one, devours your soul and shits it out 5 days a week. the 2 days you get for relief aren't enough to recover.

>>4309
imo, jobs overall aint that bad. especially on a 4-10 schedule. im just tired of not being able to own a home, or even just take a month or two off between things to find a better one. or having a week long vacation or big car repair wipe my savings. doesn't help that i'm terrible with money, but it's not easy when you work 40 hours a week and dont wanna put that effort in.

my biggest point is that "passive income" on a decently big windfall like $300k is a bad idea, and the easiest way to surefire improve your life is negate the mortgage/rent/car payment and call it a day. im over the doom and gloom of work, i just want to make the most of my time off without being so stressed about my future's bleakness that i lose my personal motivation in my free time.

most likely same as now but now with more money. lived too long the way i did to want anything else. you don't just let go of your neet hermit ways after living so for decades

>>4245
invest 10% of it in bonds and the rest in voo. lowest mgmt fees of all the s&p500 tickers.